Real estate appraisal services for homeowners in Brevard County and Indian River County, FL
Here are the top seven reasons FL homeowners need Real Analytics, Inc.:
Need help deciding the value of your house in Brevard County and Indian River County, FL?
At Real Analytics, Inc., we understand the particular needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Real Analytics, Inc., are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.
Need to remove PMI?
A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're seasoned in helping folks just like you delete unwanted PMI insurance.
Challenge property tax assessments
If you live in a region that is declining or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal from Real Analytics, Inc. is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. An appraisal from Real Analytics, Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for precision? In a field review we will go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Real Analytics, Inc. can help with that too. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.